24/7 Access
Your time is important — bank when and where it’s convenient for you. Access your business accounts and do what you need to do online for free.
Features:
- Access your business accounts 24 hours a day 7 days a week
- View your balances and transactions in real-time
- Transfer funds between your accounts and accounts with other banks (funds availability times may vary)
- Make loan payments
- Search transaction history by date, amount and check number
- Set up alerts to notify you when specific activity occurs
ACH Positive Pay
Want to verify your business account checks and ACH transactions before they're deducted from your balances? We've got you covered. We provide enhanced protection against unauthorized transactions for your business accounts. Enroll today!
Mobile Banking
Mobile Banking gives you secure access to all your accounts from anywhere at any time. There are three mobile options available from which you can pick and choose or combine all three. Mobile Banking access is available through the Morganton Savings Bank App, Mobile browser or text messaging and supports both iPhone and Android devices.
Download the Mobile App:
Features:
- Monitor business account balances in real time
- View transaction history
- Transfer funds between your accounts and accounts with other banks
- Pay your bills
- Receive text alerts
- Mobile Wallet (My Cards)
Bill Pay
This service is offered free of charge for the first fifteen (15) payments per statement cycle. A fee of $0.45 will be charged for each payment after the first fifteen (15) per statement cycle.
- No more stamps or waiting in line at the post office
- Schedule one-time payments or recurring payments
- Enroll in eBills to get electronic bills from hundreds of billers
- View past or pending payments at any time
- Create payment reminder alerts
- Receive immediate notification when your payments are sent
- Rush delivery of a payment for an additional fee
eStatements & eNotices
- Available for Deposit and Loan Accounts
- Reduces paper clutter
- More secure than mail box delivery
- Receive quicker statement and notice delivery
- Access up to 18 months of account statement history
- View images of past checks that have cleared your account
- Notification of eStatement and eNotice availability
- Reduces the risk of Identity Theft