Beginning on Monday, February 9th, we will be upgrading our online banking system. From Monday evening at 6pm to Wednesday morning at 9am, your online access will be limited as we make the switch. You will be able to view your account activity, but any transfers will need to be done by bank staff. Any previously scheduled activity will continue as normal. We appreciate your patience as we work through this upgrade. If you have any questions, please contact our staff and we will be happy to assist.

**If you use Quicken or Quickbooks to track your bank activity, please contact us directly for further instructions related to this functionality.**

FDIC Digital Sign, using the official FDIC wordmark. This digital sign indicates the deposit institution is backed by the full faith and credit of the US government.

Who We Are

Why a Community Bank?

All decisions are made locally by our President/CEO and our Board of Directors, who are all local business people. Our employees and our organization invests significant time and resources supporting our community. We serve on local non-profit boards and our charitable donations are made to organizations and charities right here in our community.

Morganton Savings Bank executive team standing in front of the bank

What sets up apart?

At Morganton Savings Bank S.S.B. our people truly set us apart from our competitors. We pride ourselves on knowing, greeting, and serving our customers in a manner you don’t often find nowadays. We treat others as we would want to be treated through honesty and integrity. When you visit you’re sure to find familiar faces.

Dinner at Root & Vine with Friends
Dinner at Root & Vine with Friends
christmasathiddenhillvenue
Holiday Dinner at Hidden Hill Venue

dinner at hidden hill

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