Why a Community Bank?
All decisions are made locally by Our President/CEO and our Board of Directors, who are all local business people. Our employees and our organization invests significant time and resources supporting our community. We serve on local non-profit boards and our charitable donations are made to organizations and charities right here in our community.
What sets up apart?
At Morganton Savings Bank S.S.B. our people truly set us apart from our competitors. We pride ourselves on knowing, greeting, and serving our customers in a manner you don’t often find nowadays. We treat others as we would want to be treated through honesty and integrity. When you visit you’re sure to find familiar faces.

